1. Introduction

The Grand Plan ("we", "us", "our") is committed to protecting your privacy. This policy explains how we collect, use, store, and protect your personal information when you use our website thegrandplan.com.au, The Grand Plan app at my.thegrandplan.com.au, and related services.

2. Information We Collect

Information You Provide

Information Collected Automatically

3. How We Use Your Information

4. Third-Party Services

We use the following third-party services to operate our business:

We do not sell, trade, or rent your personal information to third parties.

5. Cookies, Consent & Local Storage

When you first visit, a banner asks whether you accept cookies for analytics and ad measurement. Until you click Accept, neither Google Analytics cookies nor the Meta pixel are loaded. If you click Decline, they stay off, and we also stop sending ad measurement events from our server to Meta and delete the Meta identifiers, IP address and browser details we saved at sign-up. If you have not made a choice, server-side ad measurement events described in section 2 are still sent, so press Decline if you do not want that.

Changing your mind

You can withdraw or change your choice at any time: change cookie settings. If you had accepted, this records Decline: it stops analytics and ad measurement, including the server events sent to Meta. If you had declined, it shows the banner again so you can accept. You can also clear cookies and site data in your browser, use the Google Analytics Opt-out Browser Add-on, or manage ad preferences in your Meta Accounts Center.

6. Data Retention

7. Your Rights

You have the right to:

To exercise any of these rights, contact us at ricky@thegrandplan.com.au.

8. Data Security

We take reasonable measures to protect your personal information, including:

No method of electronic transmission or storage is 100% secure. While we strive to protect your information, we cannot guarantee absolute security.

9. Australian Privacy Principles

We comply with the Australian Privacy Principles (APPs) under the Privacy Act 1988 (Cth). If you believe we have breached an APP, you may lodge a complaint with us or with the OAIC at oaic.gov.au.

10. Changes to This Policy

We may update this privacy policy from time to time. Changes will be posted on this page with an updated "last updated" date. We encourage you to review this policy periodically.

11. Contact

For questions about this privacy policy or your personal data, contact us at ricky@thegrandplan.com.au.